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Insurance Markets not impressed by latest Ogden Rate review

The latest Ogden Rate review has now been completed, and the results have not impressed the Insurance markets, with premium increases becoming immediately necessary across all classes of insurance business (specifically where your liability towards others is an element of

Disclosure of Incidents without Claim

Following the introduction of the 'Fair Presentation of Risk' requirement of the Insurance Act 2015 (replacing the 'Duty of Disclosure' condition applicable under the former Marine Insurance Act 1906), clients are now starting to query why they must make a

Insurance Act 2015

The Insurance Act 2015 came into force 12 August 2016, and applies to all commercial contracts of insurance (and variations to existing contracts of insurance), and introduces what the UK government has described as “the biggest reform to insurance contract

Employment Law and Health & Safety Services

Did you know? If you employ PAYE staff, you must have written employment contracts in place to ensure compliance with ever evolving UK employment laws, and that a written employee handbook is made available to each employee every time an